Question 1

What is an Equity Protection Program and how is it different from a cash offer?

Accepted Answer

A cash offer means we buy your home directly for a guaranteed price - fast, certain, and completely as-is. An Equity Protection Program is different: we enter a written agreement that locks in your net proceeds upfront, then market the property to retail buyers on the open market. Because retail buyers pay significantly more than flippers or rental investors, you walk away with more money without doing any repairs. Your price is already secured.

Question 2

How do you calculate your offer?

Accepted Answer

We start with the After-Repair Value (ARV) - what your house would sell for fully renovated. Then we subtract our estimated repair costs, holding costs, and a modest margin. The offer you see is straightforward math and we walk you through exactly how we got there.

Question 3

Do I need to repair or clean out anything before selling?

Accepted Answer

No. Leave whatever you don't want - furniture, appliances, junk in the basement. We buy houses completely as-is. The only thing we ask is that you take anything personal or sentimental before closing.

Question 4

How fast can you close on my house?

Accepted Answer

45 days is typical for a straightforward cash transaction. We can move faster when needed and accommodate longer timelines too. The Equity Protection Program typically runs 45-90 days depending on the market.

Question 5

What states and cities do you buy houses in?

Accepted Answer

We buy houses in Alabama (Birmingham, Huntsville, Montgomery, Mobile), Ohio (Dayton, Cleveland, Cincinnati, Columbus), Tennessee (Memphis, Nashville, Chattanooga, Knoxville), and Kentucky (Louisville, Lexington, Bowling Green, Owensboro).